Liability Insurance

With Liability Insurance from Direct Insurance your business will enjoy comprehensive coverage against costly compensation claims.

Our expert team can help you choose from a broad range of policies including Business Liability Insurance and Employer’s Liability Insurance - each of which will be tailored towards your specific business needs.

What does Liability Insurance cover you against?

If a customer, client or employee is injured, or their property damaged, as a result of a mistake, your company could be liable for damages and legal costs.

Our Liability Insurance covers you against these costs and ensures that your company meets all its legal obligations to its employees, clients and customers.

When might you need Liability Insurance?

A typical example is where an employee has an accident which they claim occurred as a result of your company’s negligence.

With the rise of ‘no-win, no-fee’ litigation, these types of compensation claims have become far more common in recent years. They represent a major financial risk to your company in the absence of appropriate Liability Insurance.

What kind of Liability Insurance is right for you?

The things you’ll need cover for will be determined by the nature of your business. So we offer a wide choice of Liability Insurance policies specially tailored towards certain sectors:

How much cover will our Liability Insurance provide?

Again, this will depend on the nature of your business. Companies that work in construction or the public sector typically need a high level of coverage – up to £100m per year. But other companies may only need £10m of cover per year.

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